Territory node ownership · On-chain · Transferable
Claim a district, county, or country node on the XRP Ledger. On NFU resales in your territory, the XRPL collects the transfer fee and pays it to the platform's issuing wallet; the platform then distributes your territory's percentage to your wallet as a discretionary loyalty reward. The platform is designed to include PayWithXRP merchant activity too.
How it works
Every NFU minted on the platform carries a transfer fee set at mint time. When that NFU is resold, the XRP Ledger deducts the fee and pays it to the issuer. The platform then distributes allocations up the geographic chain to the node holders above the transaction, as a discretionary loyalty reward. A PayWithXRP payment goes straight to the merchant's wallet and carries no ledger transfer fee; how merchant activity will feed node allocations is still being designed. Only the transfer fee itself is fixed on the ledger at mint and cannot change; the distribution is the platform's and can change, and every payment it makes is recorded on the public ledger for anyone to check.
An NFU in your territory — a collectible item on the Emporium, or a position — is resold. The XRP Ledger records the transfer.
The transfer fee — set immutably at mint time — is deducted by the ledger from what the seller receives and paid to the platform as the original issuer. This step is a ledger action, not a platform action.
The platform distributes allocations from the collected fee to the qualifying node holders in the transaction's geographic lineage — in XRP, to their wallets, as a discretionary loyalty reward. Your district, county and country node holders each receive their configured portion.
Directly, non-custodially. You see it in Xaman. The transaction is public on the ledger — verifiable by anyone at any time.
Node levels
Each level is an NFU on the XRP Ledger. Higher levels receive an allocation from a broader territory; lower levels from a more targeted one. Most early activity concentrates at District level — closest to where real commerce happens.
| Level | What it covers | Examples | Allocation basis | From |
|---|---|---|---|---|
| L2 Region | Continent | Europe, Asia, Americas, Africa, Oceania, Middle East | A percentage of transfer fees on NFU resales across the continent, distributed by the platform | By invitation |
| L3 Country | Nation | United Kingdom, Japan, Germany, United States | A percentage of transfer fees on NFU resales in the country, distributed by the platform | Contact us |
| L4 District | County / postcode / state | Devon, SW1, Yorkshire, Bavaria, Manhattan | A percentage of transfer fees on NFU resales in the district, distributed by the platform; designed to include PayWithXRP merchant activity once that mode launches | From 50 XRP |
| L5 Category | Business category within a district | Food & Drink, Retail, Professional Services, Hospitality | A percentage of transfer fees on NFU resales within that business category in the district, distributed by the platform | From 25 XRP |
| L6 Sub-category | Specialist niche within a category | Cafés, Vehicle Dealers, Independent Bookshops, Street Food | A percentage of transfer fees on NFU resales within that specific niche in the district, distributed by the platform | From 10 XRP |
Pricing is indicative. Node positions are available via The Collectors Emporium. Region (L2) nodes are offered by invitation, and country (L3) nodes are priced on request — contact us if you are interested in a country or region node.
How node payments are calculated
The formula is simple and auditable — the transfer fee on each NFU resale × the district's percentage of that fee. What we won't do is guess what that comes to for a given district. Nobody genuinely knows that in advance, and turning it into a worked number would be a story, not a fact.
What a district node receives = the transfer fee on each NFU resale × the district's percentage of that fee. That's the whole calculation — simple, auditable, and the same for every district. The transfer fee rate is fixed at mint; the district's percentage is the platform's current allocation and can change.
What we can offer instead is the ledger itself: every payment any district node has ever received is a real, timestamped XRP transaction, visible to anyone on any XRPL block explorer. A district's own transaction history — not a projection — is what any prospective buyer or holder can check for themselves. That node is a transferable position, and its history stays on the public ledger regardless of current activity level.
All redistribution transactions are public on the XRP Ledger. Every payment is verifiable. No node holder needs to take the platform's word for what was paid — the chain IS the accounts.
Every vertical
The geographic hierarchy — L2 through L4 — is shared infrastructure across every vertical that runs on the paym8s protocol. When you own a district node, the same node sits beneath every vertical in that territory. You don't need a separate node for each vertical.
On-chain record
A district node's transaction history is documented on-chain from the moment it starts receiving. That history cannot be altered, fabricated, or selectively shown. It is public, timestamped, and permanent.
A district node's record is unlike the books of a traditional local business — the payment record is not a management account or a spreadsheet. It is the XRP Ledger. No buyer needs to trust the seller's numbers. They check the chain.
Node positions are NFUs on the XRP Ledger — transferable at any price the holder chooses. Everything the node has received is recorded on the ledger, payment by payment, and that record stays public. The node can be sold, gifted, or inherited.
A district node holder who actively onboards local merchants — visiting businesses, helping them set up Xaman, listing their products — builds a territory with a documented history. The more merchants they onboard, the more activity is recorded under their node, which any prospective buyer can verify directly on the ledger. It is a real-world activity with a transparent, ledger-verifiable record — nothing about it is guaranteed.
Merchants in your area may also join on their own, and their activity is recorded under your node in the same way.
A node's market value is whatever a buyer is willing to pay after checking its documented on-chain history — not a formula this platform publishes or guarantees. That transparency is the nature of the infrastructure — not a promise of any particular outcome.
Get started
Nodes are claimed via The Collectors Emporium — the first vertical on the protocol, in testnet mode until launch. The same process applies for every vertical. Most districts are still unclaimed.
Go to the Browse page on The Collectors Emporium. Search by county, postcode prefix, or region. Unclaimed districts show as available — green. Claimed ones show the holder's wallet address.
Scan the QR with Xaman to sign in. Your wallet seed never leaves your device. The platform is non-custodial throughout.
The platform creates the district NFU on the XRP Ledger and offers it to your wallet alone — no one else can take it. Accept it in Xaman. Its metadata records its geographic position — permanently. The node is yours from that moment.
From the moment you hold the node, on every qualifying NFU resale in your district the XRPL collects the transfer fee and pays it to the platform's issuing wallet; the platform then distributes your territory's allocation to your wallet, recorded on the public ledger.
Beyond geography
Founder positions sit at L1 — above the geographic hierarchy entirely. They receive the founder tier allocation, a voluntary, discretionary loyalty reward the platform distributes from transfer fees on resales across every vertical and territory. 37 positions available: 7 Gold, 10 Silver, 20 Bronze.
6× weighted tier percentage. The highest-weight founder tier. One position is held by the genesis wallet — permanently visible on-chain as the founder's own position in the network they built.
Mid-tier founder position. Proportional tier percentage across all verticals and territories. A voluntary, advisory position for those who would like to help promote the network in a specific region or category.
Entry-level founder position. 20 available — the broadest involvement in the founder tier allocation. A permanent, on-chain record of your involvement in the network.