Territory node ownership · Permanent · On-chain · Transferable

Earn from your corner
of the map.

Claim a district, county, or country node on the XRP Ledger. Collect a percentage of transfer fees from every transaction in your territory — automatically, enforced by the protocol, without serving a single customer yourself.


One mechanism. Permanent. Automatic.

Every NFU minted on the platform carries a transfer fee set at mint time. When that NFU changes hands — or when a payment processes against it — the XRP Ledger deducts the fee and pays it to the issuer. The platform then redistributes it up the geographic chain to every node holder above the transaction. No manual payouts. No "trust us." The ledger does it.

A transaction occurs

A merchant in your territory processes a payment, or a collectible item sells on the Emporium. The XRP Ledger records the transfer.

Fee is collected

The transfer fee — set immutably at mint time — is deducted automatically by the protocol and paid to the platform as the original issuer. This is a ledger action, not a platform action.

Platform redistributes

The collected fee is paid out to every qualifying node holder in the transaction's geographic lineage — in XRP, to their wallet. Your district, county, and country node holders each receive their configured portion.

XRP arrives in your wallet

Directly, non-custodially. You see it in Xaman. The transaction is public on the ledger — verifiable by anyone at any time. No trust required.


Four levels of geographic ownership.

Each level is a permanent NFU on the XRP Ledger. Higher levels receive fees from a broader territory; lower levels from a more targeted one. Most early activity concentrates at District level — closest to where real commerce happens.

Level What it covers Examples Earns from From
L2 Region Continent Europe, Asia, Americas, Africa, Oceania, Middle East Every transaction across an entire continent — all verticals, all categories, all districts By invitation
L3 Country Nation United Kingdom, Japan, Germany, United States Every transaction in the country — all verticals, all districts, all categories beneath it Contact us
L4 District County / postcode / state Devon, SW1, Yorkshire, Bavaria, Manhattan Every PayWithXRP payment and every Emporium sale in the district, plus every future vertical that launches there From 50 XRP
L5 Category Business category within a district Food & Drink, Retail, Professional Services, Hospitality Every transaction within that business category in the district From 25 XRP
L6 Sub-category Specialist niche within a category Cafés, Vehicle Dealers, Independent Bookshops, Street Food Every transaction within that specific niche in the district From 10 XRP

Pricing is indicative. Node positions are available via The Collectors Emporium. Levels L2 and L3 are offered by invitation — contact us if you are interested in a country or region node.


What a district node earns.

This is an illustrative example — not a projection or guarantee. Actual earnings depend on transaction volume in your territory.

Example: "Yorkshire Food & Drink" District

10,000 transactions/day · Average 2 XRP each · Transfer fee: 1% · District share: 0.25%

Daily transaction volume 20,000 XRP
Total transfer fee collected (1%) 200 XRP/day
District node share (0.25% of transaction) 50 XRP/day
Annual district earnings ~18,250 XRP/year
Node purchase cost 50–100 XRP (one time)

10,000 transactions per day is modest for a city's food and drink district. A market town might start at 200–500 per day and grow. The district node costs a fraction of its first year's earnings at meaningful volume — and that node is a permanent, transferable, on-chain asset.

All redistribution transactions are public on the XRP Ledger. Every payment is verifiable. No node holder needs to trust the platform — the chain IS the accounts.


One node. Every vertical that launches.

The geographic hierarchy — L2 through L4 — is shared infrastructure across every vertical that runs on the paym8s protocol. When you own a district node, you earn from every mode of commerce that happens in that territory. You don't need a separate node for each vertical.

Vertical 1
The Collectors Emporium
Physical collectibles — coins, watches, ceramics, vintage items. Every sale in your district earns your node a transfer fee percentage.
● Live on mainnet
Vertical 2
PayWithXRP
Every payment processed by a merchant in your district — coffee, craft goods, services — contributes to your node's transfer fee earnings.
◐ In development
Vertical 3
The Creators Emporium
Digital art, photography, music. Creator royalties enforced on-chain. Your district node earns from every creator resale in your territory.
○ Planned
Future verticals
Protocol extensible
Every new vertical that launches on the paym8s protocol plugs into the same geographic hierarchy. Existing node holders benefit automatically — without buying in again.
○ Protocol design
"A district node in Bath earns from The Collectors Emporium today. When PayWithXRP merchants in Bath go live, the same node earns from their transactions. When The Creators Emporium launches, same node again. One purchase. Compounding returns."

Your node is a going-concern business asset.

The ledger provides irrefutable proof of earnings.

A district node with 200 active merchants processing 5,000 transactions per day has a documented, on-chain earnings history. That history cannot be altered, fabricated, or selectively shown. It is public, timestamped, and permanent.

Buying a going-concern district node is like buying a franchise territory — except the revenue record is not a management account or a spreadsheet. It is the XRP Ledger. No buyer needs to trust the seller's numbers. They check the chain.

Node positions are permanent NFUs on the XRP Ledger — transferable at any price the holder chooses. As the territory grows (more merchants, more transactions, more verticals), the node's value compounds. The node can be sold, gifted, or inherited. It does not reset. It does not expire.

The franchise model

A district node holder who actively onboards local merchants — visiting businesses, helping them set up Xaman, listing their products — builds a territory with calculable value. The more merchants they onboard, the higher their node's earnings and market price. This is a real-world business built on a ledger-guaranteed income stream.

Passive holding

You don't have to onboard anyone. As the platform grows, merchants in your area will join organically. Your node earns from every one of them automatically. The ledger enforces it. You don't need to be involved in any individual transaction.

Valuation methodology

Node value = (daily fee earnings × 365) × a multiple appropriate to growth stage. As transaction volume increases and new verticals launch, both the numerator and the multiple expand. Early nodes — before significant volume — carry the most upside. That is the nature of infrastructure.


How to claim a district node.

Nodes are claimed via The Collectors Emporium — the first live vertical on the protocol. The same process applies for every vertical. Most districts are still unclaimed.

Search available districts

Go to the Browse page on The Collectors Emporium. Search by county, postcode prefix, or region. Unclaimed districts show as available — green. Claimed ones show the holder's wallet address.

Connect your Xaman wallet

Scan the QR with Xaman. The platform proposes the mint transaction — you confirm it in Xaman. Your wallet seed never leaves your device. The platform is non-custodial throughout.

Confirm the mint

The district NFU is minted to your wallet on the XRP Ledger. Its metadata records its geographic position — permanently. The node is yours from that moment.

Start earning

From the moment you hold the node, every qualifying transaction in your district earns you a transfer fee percentage. No further action required. The ledger handles distribution automatically.


Founder positions — protocol-level earning.

Founder positions sit at L1 — above the geographic hierarchy entirely. They earn from the founder pool across every vertical, every territory, every transaction. 35 positions available: 5 Gold, 10 Silver, 20 Bronze.

Gold Founder — 5 positions

6× weighted pool share. The highest-weight founder tier. One position is held by the genesis wallet — permanently visible on-chain as the founder's own stake in the network they built.

Silver Founder — 10 positions

Mid-tier founder position. Proportional pool share across all verticals and territories. Available to those committed to building and promoting the network in a specific region or category.

Bronze Founder — 20 positions

Entry-level founder position. 20 available — the broadest involvement in the founder pool. A permanent, on-chain record of early involvement in a network designed to outlast any individual platform decision.